More than 10 million Americans gained affordable health insurance in 2014. Starting on November 15, individuals and their families can sign up or renew their coverage for 2015 using the Health Insurance Marketplace. The Marketplace offers quality health plans and financial assistance to help pay for the cost of your health insurance. If you are uninsured – or know someone who is -- or you need to renew your health insurance, here are some facts and resources to help you get started…
Reading up about health insurance can take a little time, but it will pay off — for your heart health and your wallet!
1) Learn the facts -- The Marketplace is a new way for consumers to shop for and purchase health insurance that best meets their needs and budget. Having health insurance gives you peace of mind that you’ll be able to get the care you need if you get sick without having to worry about enormous medical bills. You’ll be able to make side-by-side comparisons of the different health insurance plans before you enroll. And you can’t be turned down for coverage even if you have a pre-existing condition, such as heart disease and stroke. Visit our webpage to learn more.
2) Find coverage you can afford -- Most Americans who gained coverage this year through the Marketplace are paying $100 or less for their plan each month. The majority of people signing up for coverage can get financial help. An individual making up to $47,000 or a family of four with income up to $95,000 a year could qualify for financial help. Use this calculator to see how much financial help you could receive in 2015. If you don’t get covered, you might have to pay a fine.
3) Sign up – Open enrollment in the Health Insurance Marketplace starts November 15 and ends February 15, 2015. If you sign up for coverage by December 15, your coverage will begin January 1. You can visit the Marketplace online at www.healthcare.gov or call 1-800-318-2596. You can also get help signing up online, in-person, or over the phone. To find local help, visit localhelp.healthcare.gov.
Health insurance coverage is critical to our shared mission to fight heart disease and stroke. Research has shown that people with insurance not only have greater access to primary care and preventative services, but they are more likely to take their medications properly to control risk factors, call 9-1-1 if they are experiencing heart attack or stroke symptoms, and generally have better health outcomes. And, the more uninsured Americans who get covered, the more affordable premiums will be for all of us. So, learn about the new coverage options today and help us get the word out to friends, family, and neighbors who need this information, too!